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Farm Property Protection
Contact us at 1-877-909-FARM (3276)
for a broker nearest you.
Canadian Farm Insurance Corp. Insurance Policy will cover:
Hobby Farms – Minimum 5 Acres.
Farm Dwellings including Mobile Homes and all related structures including your personal property and household contents with All Risk protection. Second residences or seasonal dwellings may be added to your farmowners policy.
Farm Barns, Buildings and Structures and their contents. Contact one of our brokers to help you choose the right coverage for your needs.
Machinery with All Risk coverage.
Loss of Use of Farm Machinery in the event you need to rent machinery if yours is inoperable due to an insured peril.
Feed, Grain, Fertilizers, Chemicals and Produce for fire, lightning and explosion.
Loss of Income and Extra Expense should your operations be suspended as a result of a physical loss to insured barns or buildings.
AND
Comprehensive Farm Liability covering you and your family in the event you are found legally liable for an accident occurring on insured property.
Our Standard Farm Policy offers a variety of coverage options to fit just about
any operation.
Farm protection
Liability and Medical Payments
Liability and Medical Payments coverage automatically provides for:
 medical expenses
cost of defense
property damage, including legal liability and moral obligation
bodily injury to others
limited pollution,
including overspray and drift
product liability*
grazing on others property*
These additional coverages are also available:
custom farming, maximum revenue $10,000
limited crop spraying
incidental business
pursuits
recreational motor
vehicle and watercraft
employee coverages
personal injury
roadside stands
u-pick operations
equine liability
Property
Home and personal property
When you insure
your dwelling or personal property, you can choose from three coverage options:
1) Basic Coverage
Basic Coverage automatically provides these coverages:
Fire or lightning
Debris Removal
Windstorm or hail
Explosion
Riot or civil
commotion
Aircraft
Vandalism and
malicious mischief
Additional living expenses
Rental income
Theft
Smoke
Vehicles
2) Broad Form
Broad form coverage automatically provides Basic coverage plus:
glass breakage
falling objects
weight of ice, snow or sleet
building collapse
sudden and accidental tearing apart or cracking
accidental discharge or overflow of water or steam
freezing of plumbing
electrical damage
These additional coverages are also available:
inflation protection (for qualifying dwellings)
guaranteed replacement cost (for qualifying dwellings)
personal property replacement cost
scheduled personal property
special personal property increased limits
physical damage coverage for recreational motor vehicles and watercraft
Farm Outbuildings
Basic coverage
Basic Coverage is provided for machine sheds, barns, grain
bins and other farm buildings (also silos, hay sheds, hay storage, controlled atmosphere storage, packing
buildings, milking barns, milking parlors, loafing sheds, horse stables,
pole buildings, storage sheds and more)
Broad Form Coverage
Broad Form coverage is provided for additional losses such as partial or total
collapse of out buildings.
Basic and Broad Form coverages are automatically provided for permanently attached
equipment.
Farm Personal Property
Basic Coverage*
Blanket Farm Personal Property**
Basic coverage, including coverage while your farm personal property is being
loaded, unloaded, or is in transit, is provided for your hay, grain, equipment,
portable buildings, tools, supplies, livestock and other farm personal property.
Basic coverage also applies to machinery and equipment borrowed for use in
your farming operation.
Additional machinery perils:
machinery collision
machinery overturn
flood damage to
machinery
These additional coverages are also available:
peak season
farm personal property for resale
machine rental
livestock mortality (separate policy required)
scheduled farm personal
property
*provides Risk of Direct Physical Loss coverage on specifically named machinery.
Other types of farm property may be scheduled for named perils coverage
**Risk of Direct Physical Loss coverage on specifically named machinery
is available. Other types of farm property may be scheduled for named perils
coverage.
Package of Special Coverages
If we insure your entire operation, and you have liability coverage and $10,000
minimum coverage for real or personal property with at least Basic Coverage
on all property, you are given these additional coverages up to the limits
as noted on the Policy at no additional charge (your policy deductible apples
to all coverages unless otherwise noted):
trees, shrubs, plants and lawn
debris removal
refrigerated
products
credit card
and forgery
fire department
service
outdoor radio
and tv equipment
private power
and light poles
farm machinery glass breakage
newly constructed
permanent buildings
replacement
of farm records
pollution clean-up
and removal
Contact us at 1-877-909-FARM (3276)
for a broker nearest you.
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