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Canadian Farm Insurance Corp. Livestock Division is backed by 25 years of livestock and insurance experience, bringing a wealth of knowledge and ability to the industry today. We understand the need for efficient, comprehensive, and affordable insurance in the Livestock industry. At Canadian Farm Insurance Corp. We can offer a Stand-alone policy with a broad spectrum of coverage. Our claims payout turn around is quick and efficient so we can get you back up and running as soon as possible. With the ever-changing livestock market and the need to remain competitive in any farm business operation, Canadian Farm Insurance Corp. understands the needs and requirements of both the small family farm and the large commercial operation. Here are some of the areas we cover
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 All Risks
of Mortality (ARM) |
Bull Breeding
Extension (BBE) |
| Restricted
Perils (RP) |
Stallion
Infertility Extension |
| Accidental
External Injury (AEI) |
Transit (including
cross country and overseas) |
| Stand Alone
coverage for confined feeding operations/dairies/specialty livestock |
Business Interruption |
Don’t see what you are looking for?Contact
our office directly for
a quotation.
Canadian Farm Insurance Corp. is able to provide a wide range of coverage for livestock in transit, everything from a single animal moving from a sale facility or breeder to the family farm to full loads of livestock moving across the country.
Transit Coverage
For ARM (excluding Government Slaughter) moving animals:
Farm to Farm
Farm to Pasture
Show & Transit Coverage
For short term ARM (excluding Government Slaughter and losses due to breeding
injuries) moving animals:
Farm to Show or Exhibition Facility and duration of that show
Frequently Asked Questions (FAQ’s)
What is All Risks of Mortality? (ARM)
Coverage for death due to accident, illness, injury, or disease.
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What is Restricted Perils? (RP)
Cover for death of animals as a result of but not limited to an insured peril
such as fire, lightening, vehicle collision, flood, and perils insured listed
on the policy wordings.
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What is Accidental External Injury?
When an insured animal suffers an accidental external injury and a qualified
Veterinarian has given a certificate that the suffering of the animal is
incurable and so excessive that immediate destruction is imperative for humane
reasons. (Does not include breeding accidents.)
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What is the Bull Breeding Extension?
This is available in conjunction with an All Risks of Mortality policy and
covers total and permanent infertility or incapability of getting stock due
to accident, illness, injury, or disease.
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What is Business Interruption? (BI)
Normally attached to an ARM or RP policy BI will provide coverage for loss
of income or additional cost incurred as a result of the death of the animals
insured.
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What is Government Slaughter?
In the event of a disease outbreak a Government request/order may be issued
for the humane destruction of any animals affected. It is a standard practice
to exclude Government Slaughter from basic coverage, however an extension
to a policy is available in certain circumstances.
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How do I get a quote on my livestock?
Contact our office Toll free 1-877-909-FARM (3276)
What information will I need to provide?
We require the details as follows::
Type of coverage required
Type of Animal
Breed
Age
Value
Description of Use
Form of Identification (Registration Number, Brand, Ear Tattoo, Microchip ID,
Registration papers)
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Are there any deductibles?
Deductibles are available on most policies with a total insured value of $100,000.00
or more.
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What is Co-insurance?
All animals declared on a policy must be insured for the actual cash value
of each animal and may be subject to justification of value. In the event
of under insurance for an item on a policy a co-insurance formula is used
to calculate the value of the loss.
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What is “Subject to Justification of Value”?
In the event of a loss for an item listed on a policy, proof of value may be
required to justify a claim. i.e. race records, show records, registration
papers, purchase invoices, breed show results, monies won, and semen records
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Claims Services
Contact us for more information...
Canadian Farm Insurance Corp. has a 24 hr Claims Assistance service. We work
with you and your veterinarian to ensure that all animals in a claim situation
are handled in an efficient, and humane way. Top priority is given to animal
welfare including support and recommendations for salvage, recovery, gathering,
and hospitalization.
Claims processing begins immediately after an incident or death has been
reported. It is important that the insured party read the policy wordings
and documents
carefully and understand what is expected of them in the event of a claim.
Any inquiries in regards to claims processing can also be directed to the
24 hr Claims Assistance numbers.
Claims Assistance
Toll free 1-877-909-FARM (3276)
Doug Kastelic
Direct: 1-780-732-3692
Cell: 1-780-349-1072
Rate and Application Information Under Construction...
