Farm
Property Protection
Contact us at 1-877-909-FARM (3276)
for a broker nearest you.
Canadian Farm Insurance
Corp. Insurance Policy will
cover:
Hobby Farms – Minimum 5 Acres.
Farm Dwellings including Mobile Homes and
all related structures including your personal property and household
contents with All Risk protection. Second residences or seasonal dwellings
may be added to your farmowners policy.
Farm Barns, Buildings and Structures and
their contents. Contact one of our brokers to help you choose the right
coverage for your needs.
Machinery with All Risk coverage.
Loss of Use
of Farm Machinery in the event you need to
rent machinery if yours is inoperable due to an insured peril.
Feed, Grain,
Fertilizers, Chemicals and Produce for fire,
lightning and explosion.
Loss of Income and Extra Expense should
your operations be suspended as a result of a physical loss to insured
barns or buildings.
Comprehensive Farm Liability covering
you and your family in the event you are found legally liable for an
accident occurring on insured property.
Our Standard Farm Policy offers a variety of coverage options to fit just about
any operation.
Farm protection
Liability and Medical Payments
Liability and Medical Payments coverage automatically provides for:
 medical expenses
cost of defense
property damage,
including legal liability and moral obligation
bodily injury to
others
limited pollution,
including overspray and drift
product liability*
grazing on others
property*
These additional coverages are also available:
custom
farming, maximum revenue $10,000
limited
crop spraying
incidental
business pursuits
recreational motor
vehicle and watercraft
employee coverages
personal injury
roadside stands
u-pick operations
equine liability
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Property
Home and personal property
When you insure your dwelling or personal property, you can choose from three
coverage options:
1) Basic Coverage
Basic Coverage automatically provides these coverages:
Fire or
lightning
Debris Removal
Windstorm
or hail
Explosion
Riot or
civil commotion
Aircraft
Vandalism and
malicious mischief
Additional
living expenses
Rental income
Theft
Smoke
Vehicles
2) Broad Form
Broad form coverage automatically provides Basic coverage
plus:
glass
breakage
falling
objects
weight of
ice, snow or sleet
building
collapse
sudden and
accidental tearing apart or cracking
accidental
discharge or overflow of water or steam
freezing
of plumbing
electrical
damage
These additional coverages are also available:
inflation
protection (for qualifying dwellings)
guaranteed
replacement cost (for qualifying dwellings)
personal
property replacement cost
scheduled
personal property
special
personal property increased limits
physical
damage coverage for recreational motor vehicles and watercraft
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Farm Outbuildings
Basic coverage
Basic Coverage is provided for machine sheds, barns,
grain bins and other farm buildings (also silos, hay sheds, hay storage,
controlled atmosphere storage, packing buildings, milking barns, milking
parlors, loafing sheds, horse stables, pole buildings, storage sheds
and more)
Broad Form Coverage
Broad Form coverage is provided for additional losses
such as partial or total collapse of out buildings.
Basic and Broad Form coverages are automatically provided for permanently attached
equipment.
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Farm Personal Property
Basic Coverage*
Blanket Farm Personal Property**
Basic coverage, including coverage while your farm
personal property is being loaded, unloaded, or is in transit, is provided
for your hay, grain, equipment, portable buildings, tools, supplies,
livestock and other farm personal property. Basic coverage also applies
to machinery and equipment borrowed for use in your farming operation.
Additional machinery perils:
machinery
collision
machinery
overturn
flood damage
to machinery
These additional coverages are also available:
peak
season
farm personal
property for resale
machine
rental
livestock
mortality (separate policy required)
scheduled
farm personal property
*provides Risk of Direct Physical Loss coverage on specifically named machinery.
Other types of farm property may be scheduled for named perils coverage
**Risk of Direct Physical Loss coverage on specifically named machinery is
available. Other types of farm property may be scheduled for named perils coverage.
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Package of Special Coverages
If we insure your entire operation, and you have liability
coverage and $10,000 minimum coverage for real or personal property with
at least Basic Coverage on all property, you are given these additional
coverages up to the limits as noted on the Policy at no additional charge
(your policy deductible apples to all coverages unless otherwise noted):
trees, shrubs,
plants and lawn
debris removal
refrigerated
products
credit card
and forgery
fire department
service
outdoor radio
and tv equipment
private power
and light poles
farm machinery
glass breakage
newly constructed
permanent buildings
replacement
of farm records
pollution
clean-up and removal
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Contact us at 1-877-909-FARM (3276)
for a broker nearest you.
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