Farm Protection Insurance

Canadian Farm Insurance Corp. Insurance Policy will cover:

  • Hobby Farms - Minimum 5 Acres.
  • Farm Dwellings including Mobile Homes and all related structures including your personal property and household contents with All Risk protection. Second residences or seasonal dwellings may be added to your farmowners policy.
  • Farm Barns, Buildings and Structures and their contents. Contact one of our brokers to help you choose the right coverage for your needs.
  • Machinery with All Risk coverage.
  • Loss of Use of Farm Machinery in the event you need to rent machinery if yours is inoperable due to an insured peril.
  • Feed, Grain, Fertilizers, Chemicals and Produce for fire, lightning and explosion.
  • Loss of Income and Extra Expense should your operations be suspended as a result of a physical loss to insured barns or buildings.
  • Comprehensive Farm Liability covering you and your family in the event you are found legally liable for an accident occurring on insured property.
  • Our Standard Farm Policy offers a variety of coverage options to fit just about any operation.

Property Insurance

When you insure your dwelling or personal property, you can choose from three coverage options:

1. Basic Coverage
2. Broad Form

Broad form coverage automatically provides Basic coverage plus:

  • Glass breakage
  • Falling objects
  • Weight of ice, snow or sleet
  • Building collapse
  • Sudden and accidental tearing apart or cracking
  • Accidental discharge or overflow of water or steam
  • Freezing of plumbing
  • Electrical damage
3. Liability and Medical Payments

This coverage automatically provides for:

  • Medical expenses
  • Cost of defense
  • Property damage, including legal liability and moral obligation
  • Bodily injury to others
  • Limited pollution, including overspray and drift
  • Product liability*
  • Grazing on others property*

Farm Outbuilding Insurance

Basic and Broad Form Coverages are automatically provided for permanently attached equipment.

1. Basic Coverage

Basic Coverage is provided for machine sheds, barns, grain bins and other farm buildings (also silos, hay sheds, hay storage, controlled atmosphere storage, packing buildings, milking barns, milking parlors, loafing sheds, horse stables, pole buildings, storage sheds and more)

2. Broad Form

Special Coverage Insurance

If we insure your entire operation, and you have liability coverage and $10,000 minimum coverage for real or personal property with at least Basic Coverage on all property, you are given these additional coverages up to the limits as noted on the Policy at no additional charge (your policy deductible apples to all coverages unless otherwise noted):