Livestock

Canadian Farm Insurance Corp. Livestock Division is backed by 25 years of livestock and insurance experience, bringing a wealth of knowledge and ability to the industry today. We understand the need for efficient, comprehensive, and affordable insurance in the Livestock industry. At Canadian Farm Insurance Corp. We can offer a Stand-alone policy with a broad spectrum of coverage. Our claims payout turn around is quick and efficient so we can get you back up and running as soon as possible. With the ever-changing livestock market and the need to remain competitive in any farm business operation, Canadian Farm Insurance Corp. understands the needs and requirements of both the small family farm and the large commercial operation.

Here are some of the areas we cover

Cattle	Mink
Equine	Musk Ox
Swine	Zebra
Poultry	Giraffe
Exotics	Zoo
If it's livestock we can insure it...

Basic types of coverage we have to offer

All Risks of Mortality (ARM)	Bull Breeding Extension (BBE)
Restricted Perils (RP)	Stallion Infertility Extension
Accidental External Injury (AEI)	Transit (including cross country and overseas)
Stand Alone coverage for confined feeding operations/dairies/specialty livestock	Business Interruption

Don't see what you are looking for? Contact our office directly for a quotation

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Livestock Transit

Canadian Farm Insurance Corp. is able to provide a wide range of coverage for livestock in transit, everything from a single animal moving from a sale facility or breeder to the family farm to full loads of livestock moving across the country.

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Transit Coverage

Frequently Asked Questions (FAQ’s)

What is All Risks of Mortality? (ARM)
Coverage for death due to accident, illness, injury, or disease.

What is Restricted Perils? (RP)
Cover for death of animals as a result of but not limited to an insured peril such as fire, lightening, vehicle collision, flood, and perils insured listed on the policy wordings.

What is Accidental External Injury?
When an insured animal suffers an accidental external injury and a qualified Veterinarian has given a certificate that the suffering of the animal is incurable and so excessive that immediate destruction is imperative for humane reasons. (Does not include breeding accidents.)

What is the Bull Breeding Extension?
This is available in conjunction with an All Risks of Mortality policy and covers total and permanent infertility or incapability of getting stock due to accident, illness, injury, or disease.

What is Business Interruption? (BI)
Normally attached to an ARM or RP policy BI will provide coverage for loss of income or additional cost incurred as a result of the death of the animals insured.

What is Government Slaughter?
In the event of a disease outbreak a Government request/order may be issued for the humane destruction of any animals affected. It is a standard practice to exclude Government Slaughter from basic coverage, however an extension to a policy is available in certain circumstances.

How do I get a quote on my livestock?
Contact our office Toll free 1-877-909-FARM (3276)

What information will I need to provide?
We require the details as follows::

Type of coverage required
Type of Animal
Breed
Age
Value
Description of Use
Form of Identification (Registration Number, Brand, Ear Tattoo, Microchip ID, Registration papers)

Are there any deductibles?
Deductibles are available on most policies with a total insured value of $100,000.00 or more.

What is Co-insurance?
All animals declared on a policy must be insured for the actual cash value of each animal and may be subject to justification of value. In the event of under insurance for an item on a policy a co-insurance formula is used to calculate the value of the loss.

What is “Subject to Justification of Value”?
In the event of a loss for an item listed on a policy, proof of value may be required to justify a claim. i.e. race records, show records, registration papers, purchase invoices, breed show results, monies won, and semen records

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Claims Services

Contact us for more information...

Canadian Farm Insurance Corp. has a 24 hr Claims Assistance service. We work with you and your veterinarian to ensure that all animals in a claim situation are handled in an efficient, and humane way. Top priority is given to animal welfare including support and recommendations for salvage, recovery, gathering, and hospitalization.

Claims processing begins immediately after an incident or death has been reported. It is important that the insured party read the policy wordings and documents carefully and understand what is expected of them in the event of a claim. Any inquiries in regards to claims processing can also be directed to the 24 hr Claims Assistance numbers.

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Claims Assistance

Toll free 1-877-909-FARM (3276)

Doug Kastelic
Direct: 1-780-732-3692
Cell: 1-780-349-1072

Rate and Application Information Under Construction...

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